Building a World Beyond Borders

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®

Nova Credit in Three:

• What problem is Nova Credit solving? Nova Credit addresses the issue of individuals losing access to their financial histories when they move to new countries, allowing them to start fresh with their past credit information.

• What’s innovative about the Nova Credit? Nova Credit has created a “Credit Passport” that connects an individual’s credit history from one country to their new country of residence, facilitating better access to financial services.

• Who can use Nova Credit? Nova Credit's services benefit immigrants and expatriates looking to maintain their credit histories and access credit in new countries.